Our next real estate investment is our own house we’re build on land we own in MN using Landmark Home & Land company that provides full service support to owner builders with their kits from design to permitting t...

Commercial loans have a higher base interest rate, come with prepayment penalties and usually go to floating rate after 5 years.  

Seeking out a team is not something I've ever really developed the skills for, however. 

Seeking a GC that can pull permits and complete the rehab.

We are in the middle of permit processing from the City and a tree removal issue is holding us back (San Antonio, TX is a tree preservation city.. or something along those lines)Facts on the current situation are as follows:- We (the new owner) are held liable for the penalty on tree removal prior to permitting approval and the mitigation fee as we are the ones processing the building permit currently.

For me I just feel better studying first to gain a basic knowledge and then seeking to start to make some deals.  

If you hold it longer it may be taxed as a long term capital gain.If it is a tax deed, I suspect the taxation is very different.I am not an accountant please seek professional legal and accounting advice. 

As mentioned, the loans need to "stay alive" for 6 payments otherwise the lender is hit with a penalty. 

You are the person seeking a favor. 

Offer them 12% interest rate 30 year fixed, with prepayment penalty of 2% if you don't give them a 6 month advance notice of early payoff.