You aren't borrowing from hard money lenders. you borrow from Private lenders. 

I use a Private Money Lender and Hard Money Lender.

I had a Private Money Lender and Hard Money Lender.

I used Private Money, Hard Money, and some of my own money.

You could do a hard money loan or private money then refinance after purchase or use a HELOC if you have another property you can borrow on. 

Any input is appreciated ToanYou're getting a mixed bag of answers because the term "portfolio" is used in a variety of instances.A portfolio loan is one that is kept on its books by a bank, a correspondent lender or a private lender. 

We have financed these through various methods including traditional, home equity from our primary home, private money, and seller financed. 

Which maybe this is the strategy I need to think about as well as potentially being a private money lender.

You wouldn't have to do any work to it as your rent to own buyer would be responsible for maintenance and upkeep of the property over the course of his lease.Hope that helps,Chris Preps if any of that resonated with you shoot me a private message and I can give you a few things to check out for free

Purchase price: $30,000 Cash invested: $35,000 Sale price: $77,000 Purchased this SFH with a private loan and sold on seller finance.