Having a clear goal in mind will aid in directing your investing choices and tactics.Best of luck on your real estate investing journey in Stevens Point, Wisconsin!

Hi Heather, would love to connect with you espeically because I am not too far away in CLT and am active in the SC market. 

Never send money in advance for their fee's  NEVER. thats a huge red flag that they are just out for fees and are fake lenders.2. bad or not really good written english .. on the phone they sound like they are off shore ( which they are ).3. rates  lower than market most of the fake lenders will advertise 5% rate that does not exist.4. insisting you pay for mortgage insurance  there is NO mortgage insurance on PML HML loans does not exist.While NMLS registered and state licensed is a good way to vet a lender keep in mind only 12 states require it.

By renting to CityFHEPS tenants, you can have peace of mind knowing that your property is occupied by responsible individuals who are committed to meeting their rental obligations.4.

Is the "guru" actually someone that is active and successful in the market, meaning are they someone you would want to learn from?  

A few things that came to mind right away....1.

Also, if the tenants pet is an issue for you keep in mind you’ll be receiving a security deposit from ALE so the damages will be covered 

Ian Are you actively involved with Blair Halver's apprentices program ?

Keep in mind that tourism can change, especially in beach towns that depend on the season.

As an active investor and agent in New York and New Jersey - let me say, I've "seen this movie" before. 2001 - 9/11 - New York is dead2008 - Global Financial Crisis - New York is dead2020 - COVID - New York is deadWell, turns out New York came back each and every time.