Would you mind elaborating, @Wayne Brooks, why neither of those options would work?

Now maybe that's not as big an issue if you're a buy and hold guy, but it's something to keep in mind.  

Their people are ill-equipped to deal with real estate or private lending, and you will not have the professional support needed.If you do not mind being overwhelmed, here is the (very long) BP list of SDIRA custodians.

I don't mind putting time and effort into it I just want more time with my kids, I want to be with them on holidays and to put them to bed every night and attend all the sports.

I don't mind putting time and effort into it I just want more time with my kids, I want to be with them on holidays and to put them to bed every night and attend all the sports.

I’ve heard opinions from both sides, but wouldn’t mind additional feedback in light of current increasing interest rate environment.

I just always advise new investors to keep a reserve in the bank - the peace of mind that will bring will be worth it.

Hello ladies and gentlemen My name is Sherif, I was just wondering if there are any real estate investors around the New York, New Jersey area that wouldn’t mind me networking with them on a more than just keyboard level.

I love networking and having conversations with like-minded people. 

In that case you can go as high as 85%, but keep in mind this is a rehab loan, so you would have to be doing renovations as part of the loan to get that.