DTI is ok and I have a good relationship with my local financial institution.

Choices were made to attend very expensive institutions, live in a very expensive city, etc.

As a previous development engineer, I've been partial to the following books:Real estate development principles and processby Mike Miles for the Urban Land InstituteLand DevelopmentBy Daisy Linda Kone (also goes by Linda Kone)They each touch on the overall land development process, calculating potential costs and profits, zoning laws, construction, and also sales and marketing.They're written for the serious residential land developer, but all the principles can, and should, be applied to those developing just one or plots as well.Anyone planning to get serious about purchasing land you can check out the urban land institute's website.

I'm also dealing with larger purchases and even the large institutional lenders don't treat the loan any differently if it's to a person or an entity. 

It is currently being used by banks and financial institutions to help with cross border payments and to manage liquidity costs.

The Milken Institute produces an annual report on the best-performing cities. 

If so, can you share both the financial institution you worked with and how you went about getting the loan.I was planning on putting together a binder that has a summary page and behind the summary page I would have all my data.  

Apartment building for sale, 12% CAP, triple net, leased (leasehold) to an educational institution and used as dorms. 20 year lease, 4 5-year renewal options with 2% annual increases built in.

Now, I worked for a financial institution and I know when is money involve whoever has it will hold to it until last minute until passing it to where it need to be.

The single family market is still especially fragmented, with mom and pop landlords owning most of it despite the 'institutional' investors scooping up a few percent.A lot of the sellers I market to don't even have cell phones...