This is absurd. 

I took Neal Collin's advice and went to this amazing website PortlandMaps which allowed me to find a human at the city who explained the lien process and options.

If no one asked any questions think of how intelligent humanity would be.If you can't answer without being a smart ***, don't answer.

As such, the entity on the note and mortgage has to be a human being and can not be an LLC, which is a corporate entity.Now - you'll see suggestion here and everywhere to close in your own name (so that you can get the mortgage in your own name) and then transfer the property into LLC. 

With that said, I am curious to hear if anyone has come across this and would love for you guys to share your absurd attorney contract experiences.....

If the SPD is not available, the plan administrator or human resources department should be contacted for a copy of the most updated version.If they will allow you to transfer some of the funds while still working , then if you are self-employed, you can open a solo 401(k) plan as previously mentioned.

I have been listening and absorbing as much  information as humanly possible over the last year now it is time to take action. 

With that being said, we are all human beings and things do happen.

We were amazed. 20 years later at our reunion that heavy class mate says she didn't feel human but just like a sturdy board.

If it is buy and hold with $12K you aren't getting any place in state non-owner occupied that is fit for any level of human habitation.You could get into a small multi family that you are going to live in if you use an FHA loan.