I am having trouble wrapping my head around this all which is why I am stumbling with creating an enticing deal for the seller that would also be a good deal for me.

You just need to make sure you water heater is double strapped, make sure the appraiser has access to the attic for a " head and shoulder view " Also make sure all flooring is covering every inch of the base or concrete.

I don't specifically know who they are but if anyone has run into this I would appreciate it if you could give me the heads up?

I was trying to wrap my head around this concept, and this clears it up nicely. 

The one at my house has a broken head every now and then and I'm being careful.

If it seems simple and you can wrap your head around it then you don't need to hire the crazy expensive architect.How to hire a ContractorMake sure they are licensed and insured. 

Ask away, and make sure you don't peek your head out and then hide away for another 6 months.

You can contact the department head to get help in doing your complete project.  

I head that I can purchase a second home under a "small business loan" and a HELOC for 15% down.

Every investor I meet, I like to ask them about their thoughts on where the real estate market is headed, specifically in California.