Mortgages/deeds of trust, judgments, water, state and federal tax liens, HOA/condo liens, mechanics liens.

@Michael A. a loan officer will have the best answer but I believe you may run into an issue getting two simultaneous federal loan products (VA and FHA) for a primary residence in the same area.  

Personally when running #s I just always use 2% as that is what the US Federal Reserve targets.

Kyle PotswaldCitizens, first position HELOC Coastal Federal Bank of NCCMG Financial 70% LTVConsolidated CCU, high LTV NOO LOC, OR, WAEast West Bank, up to 60% LTV with "no docs” San Fran CA areaFigure 80% on a rental, not in LLC Finance of America, 95% CLTV, second home only, 680 FICO, not TXFirstBank CO and AZ 75% LTVFirst Florida Credit Union FLFirst CommonwealthFirst Midwest, IL up to 90% Chicago areaFirst Tech Federal.

Holding on to it is probably fraudulent and subject to federal prison.

i just finished mine. im also interest only with rate at Prime + .25%. i tried Navy Federal CU, but the best rates was a local CU in Georgia.

Not only is this mortgage occupancy fraud, it is a federal offense and you can go to prison as well as pay hefty fines for that.

The plan was created by a company that specializes in retirement plans.Creating the plan was a bit costly and there are annual costs to prepare documentation for the Federal Government. 

Purchase price: $324,848 Cash invested: $90,000 Sale price: $596,000 Contributors: John Whitney, Katie Kepler This Federal Way home comes with thoughtfully executed designs and finishes throughout.

Federal and State Fair Housing laws would be further reason for not discussing the size of family and similar details, at least prior to occupancy, and, as a good practice, just never.