I have not been a homeowner before, but from what I’ve seen, Texas provides a much more favorable cost-of-living standard from what I’m used too and more attractive real estate market.

She needs help understanding if/how she can avoid/reduce capital gains and how renting could financially work in her favor over time.

We're in the middle of a pandemic and putting someone out on their rear-end is probably not a favorable outcome for anyone.As a buyer you need to do your due diligence to find out the details above.

It seems like there were more in favor of making a good first impression.

If perhaps, the 30 yr fixed choice was in 3.7%-4.5% range, the decision would be skewed more in favor to the 10 year ARM rate.While you make great money now and see it only going upwards from here, there are always a number of factors that can both negatively and positively affect that.

When you start to really look into those who have lots of success, I think you'll find that they focus a lot on two things. 1. deals where their downside is capped and 2. areas where the economics are in their favor.

I've heard a few of the podcasts talking about wanting absolutely everything in the tenants name, some saying that even if their competitors do include some utilities, that their slightly lower advertised rent usually tips the scales in their favor, even though the tenant is often paying a little more per month overall.I'd personally want the tenant to know and take their responsibility in their living situation.

It will be interesting to see what comes on the back end of this but the fact is no one will be evicted anytime soon and I wouldn't be surprised if judgements rule in favor of tenants and essentially wipe the slate clean for them with no repercussions for missed payments. 

Here's my take/suggestions:You live in an excellent metro - PHX many things will work in your favor if you buy locally.Also, I rather invest in St.

., lenders view that favorably.