Welcome John, I would love to share some options with you here in SWFL.

Some other investment loan programs allow gift funds, so there are options out there besides conventional financing. 

I have purchased a property on cash using my HELOC and I was wondering if there are options to do the following:1.

Calculator should provide amount of conversion  tax payments needed, one or multiple conversion options,  Medicare IRMAA impacts, various investment percentages of Roth growth vs IRA growth, and RMD amounts with associated tax bill.I’ve seen numerous CFPs hawk their services for $5,000 or more.  

Test them out, if they aren't good try another option until you find the right fit. 

OK, I would urge you to be very, very careful here...Certain operating expenses are paid monthly from lender escrow, so it's easy to assume that any costs not paid this way are somehow "optional."

Considering your situation and goals, here are some insights to help you navigate your options:1.

This is the simplest option because then you can utilize hard money.

That might help me and others find ideal options for you.

As a real estate agent and an investor, I am on the market daily and explore opportunities for myself and my clients.