They should have more time to devote to an individual client, and finding you a deal will probably have a MUCH bigger impact on their bottom line.  

Biggest RE impact is large out-migration of hispanic families who occupy inexpensive housing stock.  

Speak with a knowledgable CPA prior to engaging in any activity to fully understand the tax impact of your strategy. 

Cost of water and development impact fees force the new construction to have a higher price point.We are still only building about 18,000 (10K SFR and 8K apts) units per year.

If it is not done today then of course there will be legal & financial impacts...and Equity could care less.If you want the same kind of customer service you would get from a government bureaucracy then chose Equity Trust, they will meet and exceed that expectation.

But your DTI should not be impacted if the lender give your rental income credit.

Even if podunk bank does not require this clause, if Fannie does, it will dramatically impact the ability of any potential buyer to get financing to buy any unit in the whole complex.  

Every inquiry CAN have an impact on your credit score.

The selling of the townhouse will not directly affect their credit score, however the additional $30-$40K will help to pay down some late CC's and unsecured debt to then allow those positive payments to impact their credit score going up.  

@Brent Lesson - Most likely laziness or ignorance.If you send me some addresses, I can pull them up in MLS (comps and prior sales on the same units) and tell you what the HOA fees are.Most condo HOA fees in Tampa are between $250-550, so it can have a HUGE impact on your cash flow and cap rate.