I used Houserie for credit and criminal background checks.

Can I be refused REFI because of credit score even if I am current on my payments and have enough equity?

Multiple offers at the same price and an appraiser won't support the price.Full story:Flipped 1827 Hepler Dr, Warsaw, IN (look it and how beautiful it is...)Listed 154,900 Under contract at 150K within a week and half after many showings and a different offer from a buyer without real credit approval. 

I'm not sure how comfortable someone would feel giving a distressed homeowner a card stating that they will be earning $500 from it.Best,-JD

All great ideas....The only additional piece of information,  is that Florida is a legislative state and everything here takes a long time to run through the process of short sale or foreclose.My goals is find a way to help these people save what is left of their credit and make a sale.   

(My agent sends housewarming gifts to all her clients and every year after that, Christmas cards. 

My current tenant is very solid with way north of 3x income to rent and fairly clean credit but had to move for a job.  

If there is one attorney who has the majority of cases,  get his business card. 

Since you’re dealing with a younger population that doesn’t have higher incomes or credit you will want a co-signer for each person.

I have a stable job making around 70,000 with good credit.