You might hurt her credibility if she lied about having a baby but in the end it doesn't address the main issue of getting them out. 

FHA is simply a government insurer of mortgages.

I have a colleague who was recently fined $10,000 for simply talking about the crime rate in a neighborhood.I have no doubt in my mind that if a government agency or a non profit dealing with fair housing issues saw your post, that you would be in line for a very large fine. 

For the bottom quarter of Americans are that are living paycheck to paycheck or on government assistance, this isn't an option   Or at least they don't see it as an option.  

It is not something that would show up on a government database.

Generally speaking from an economic perspective, interest rates increase when inflation increases in an attempt by the central government to control the pace of inflation. 

The fact that you are an accountant, gives credibility to your statements, no matter what your level of experience in REI.

If you're a first time home buyer, you may be eligible for a Fannie May or Freddie Mac loan(government loans,) which can require as little as three to five percent down.

If you are approaching professional lenders (i.e. not your aunt Edna) please spare everyone the "credibility kit," explaining how we can make money investing our IRA and exceed bank CD rates.

Generally required information may include: Applicant on-time for showing appointment Positive Government Issued ID Fully completed application for every occupant 18 years and older Applicant(s) able to pay complete deposit and rent deposit at time of lease signing Proof of adequate income which could include any of the following: Most recent paycheck stub Tax return copies for self-employed applicants Copies of deposit slips, investment earnings documents or Social Security earnings for retired applicants Any additional sources of income, ie child or spousal support, trust fund incomeIncome, Credit and Employment information required may include: Proof of verifiable employment and / or verifiable source of income Adequate gross income to rent ratio (2.5 to 3 times income to rent) No excessive debt which may impact applicant(s) ability to pay rent Good credit history free of negative credit issues which may indicate an applicant is high-risk and / or indicates a patternof payment delinquencyCourt Records: History of criminal activity (arrests and / or convictions by any occupant, adult or minor) which could negatively affect tenancyRental history information required may include: If applicant has prior rental experience, good references from prior landlord(s) No prior evictions on applicant(s) recordState dependent:ADVERSE ACTION NOTICE REQUIRED WHEN DENYING OR OFFERING CONDITIONAL TENANCY TO APPLICANTNote: In the event an applicant is denied tenancy, or any other form of adverse action is taken against the applicant including requiring an additional deposit, a qualified guarantor, last month’s rent, or increased monthly rent, the landlord is required to provide an Adverse ActionNotice.