Could I just borrow against the equity in the new house I buy due to the fact that I put more money down on it?

I have known since college that I didn’t want to do a 9-5 analyst job for “Corporate America” forever, but, never really thought I had a choice.

Being w2 employee if you have a 401k saved up- you can borrow from your 401k (usually at prime rate) 2.)Seller concessions: if you are able to get a deal where seller concessions can pay for a good chunk of the closing costs- might save you up to 10k up front (but added to the mortgage)

First choice is to look for seller financing.

Hi, we had our HVAC go out just a few days before finishing our rental. The warranty company denied our claim because they said corrosion in the coil caused leakage which isn’t covered. They didn’t mention anything ab...

Which choice is usually the smartest in the East Bay area at this time?

The answer to your question relies on your answer to another question: How will you invest the money you borrow against the equity you've built up?

Obviously I know that all money borrowed needs to go back into the plan, and I am assuming that the return on the money would also need to go back into the plans.  3.  

Not knowing anything about your financials, having 4 borrowers isn't in and of itself an issue, it just means there are 4 times the number of documents you'll need to provide.

The reason for this is the lending laws to owner occupied borrowers are significantly different than lending to investors - examples foreclosure process, rates and fees that can be charged and no balloon payments.If you do fins someone to lend the money needed, I would highly recommend that you have a competent mortgage lender take a very close look at the deal so they can get you refinanced out of the private money once you have the rent revenue in place.