There are arguments in the lender world as to whether or not the 120 day rule applies to non monetary default (Like if the guy was just late) but most lenders take the conservative approach and just wait the 120 days until the start foreclosure....and yes, that could get you in and out before we could take action.

No matter how I try to approach it with her, it ends up getting pushed to the side because the idea of 'playing with our money like that' stresses her out. 

He was approachable, professional and on further research has had a very lucrative career to date.

I don't know how I want to approach investing since I'm first starting off, but am eager to learn as much as possible.  

I think that is a good approach when you end up with a terrible backwards company such as Cenlar

As an agent how is the best way to approach the owner? 

So get advice on your options and approach a lender without pre-conceived ideas.

After watching some online-course video clips at BP, I realized learning from a big map is the best start for me to learn something brand new, rather than digging holes on every single aspect.I'm glad that I've found BiggerPockets, a great platform and opportunity for RE investors from all over the world to share, learn, and network online, especially someone new in the industry like me who is shy and doesn't feel comfortable to actively approach "strangers" in reality due to the personality.If there's anybody here from Canada as well, I will be more than happy to connect with you.

I am not sure what my first investment should be and not sure how to approach it.

The only obstacle for us, would be finding new and creative ways to find Buyers.We've already set aside a few days to spend at the Race Track.We are always willing to learn more and take on new effective approaches to marketing.