.): $30kDeduct Holding costs (cost to keep the home until it is sold which includes utilities, property taxes, insurance etc): $2,250= Revenue after all debt paid : $282,750So my dad will get all his money back, my aunt will get roughly $250k and I will get $28k.

Yesterday in my morning emails I saw this lovely message for VRBO:Needless to say I have no attempt of getting the guests info.Under "Take Action" among options I could declare this as an error and asked the "standards violation team" to look into it.Didn't hear until mid day, when I decided to call the customer service.Spent almost an hour with the rep whose conclusion was that I have a language in my listing which in a nutshell asks my guests to avoid an instant booking without telling me a bit about themselves: Who they are, where they come from, purpose of visit, etc.  

I know subject to's are risky but ours only took six months (we had to wait six months because of lending requirements but I have heard of people on BP getting around this) to put the deal into a traditional financing situation and we didn't have any problems with the seller's lender - had a good insurance agent that put insurance on the property without causing redflags with the seller's lender.  

I currently own 20 units, and still work full time self employed as an insurance agent, so I am looking for a CPA/Tax prep that is knowledgeable in the RE space.

That way you can use 75% of the fair market rent on your units, it will cost you a little more than a standard appraisal but will help improve your DTI ratio.

Our total mortgage amount is 165k and our total out of pocket is about 9k, that's closing costs, fees, insurance, appraisals everything.

You can't predict future liquidity, lending standards, interest rates, etc.

I will probably want to refinance at least 80% of that into something fixed at some point to hedge against rates going up.Monthly costs:* debt service = $441 (141,000 *0.0375/12)* insurance = 78 (quote from Geico)* HOA: 860* taxes: $149 (it's $894 each per year)* repairs: $100 (I'm estimating a little less than with an SFR because with a condo I don't worry about the roof, the hot water heater, landscaping, etc.)total: 1628Monthly income: $2660 (1410+1250)Net: 1032Cap rate = 8.7% (1032*12/141000)Things I didn't include: closing costs, vacancy.

@Michael Plante We live entirely off a base salary after taxes of $4562 a month ($1000 mortgage, prop taxes, insurance, food, vacation savings, etc) and I also make about $5000 a month in commissions.

I would prefer to stay away from FHA loans/fees if possible, but am open to scenarios where I can still make the numbers work with all fees/insurance.