Homepath is really good and regular conventional also does 5% downStreamlines are great but the only issue in this scenario is if you do one all the original people on the original loan would have to be on the streamline as well.

I'm in VA pretty close to you and was wondering if you regularly speak/teach about tax liens in the area, or if this was a one time deal?

@Josh Butler 3% is possible in my market also, but those deals are harder to come by. 2% is not that hard to hit on a regular basis.

My regular guys all seem too busy to bid any work.

Do you have a regular contractor that you use for foreclosures, or do you do the rehab yourself?

I'm having trouble accessing my small business email which I do through Yahoo Small Business (I have no problem accessing my personal email on the regular yahoo servers).

I am open to help out in any way shape or form to get my business going by helping my regular clients.

If it's items that Fannie Mae or Freddie mac or the FHA require like double straps on a water heater and running water and co 2 detectors and something covering the floors ( carpet or tile ) then it's a must if you want buyers who have to get regular conventional financing. 

There are other REIA groups that meet regularly.

If you know the area well, drive there regularly anyway, and have on the ground help, that's all huge.