What if she had zero money, wouldn't the government just pay for this?

Zero to very few rentals, no multi-family properties"B" is where I live. $200k - $400k homes, middle to upper middle.

I wonder if Zions Bank changed their policy recently, I didn't think they had 80%+ ltv non-oo helocs.

I have zero formal mentors but I have “informal” ones.  

The local real estate sales groups, local title companies, etc. may all be sources of a potential attorney in this area.Joffrey Longyes irs will look at zero interest financing and charge imputed interest..

It is for less than 10% of my net worth, and I would be okay if I got wiped out on the loan (but have zero intention to). 

But, limited, either in education, training, or through policy or law of what he can advise on.

As long as it’s legal & the guest has bedroom, kitchen, bathroom & you price it accordingly you can generate some incomeI would put a note in the VR listing mentioning that it’s an attached property and loud disruptive noise will not be tolerated.

@Sean AutryI've also seen a 120 lb German Shepherd mix do irreparable damage to 3/4 in. oak hardwood, too, but for my money, if you allow pets in your rentals, as we do, nothing beats semigloss oil-polyurethaned solid oak and ceramic tile for longevity, absolutely nothing by a long shot.I realize this is zero consolation for you at the moment, but I thought I'd contribute it here for others thinking about have pets in rentals.

At the time I lived in it and refi’d cash out before I bought my new primary house and used new va for zero down on primary residence.