After researching opportunity in the Bay Area I decided I wasn't ready financially to tap into that market.  

So it’s been 3 years since I brought my first duplex @415k its now build up equity and is worth over 540k so I have equity in it a refinance doesn’t make sense because I’m locked in at a low rate but I do t want to wait until rates drop to get back in the market I’m wondering should I tap into that equity via private money heloc and use about 30-50k to get into a flip deal the lender is giving 2 years to pay back the heloc !

There is one group that meets daily in different areas of Charlotte each night.There's also a monthly meetup this Monday (6/6) at the Brass Tap on S Tryon.

Since you were basically tapped out at purchase, how did you finance your rehabs? 

They had a database of 6000+ HML's to tap into. 

If your goal is to get 5-10 units fairly quick, i would consider tapping some of your home equity and keeping the rental paid off and cash flowing well.If your goal is to accumulate a small to medium number of properties that are paid off, i would look at banking all of the duplex cash flow for a couple of years and then buy another property.  

I partnered on a Fourplex and was totally tapped.

I have some great resources to tap into market rents and market activity.

I'm currently studying for the CPA exam and don't have any savings to tap into for a down payment. 

as said before you can tap it year 1 i say at least wait two year ....or 5yrs  if you can ***PLEASE NOTE I HAVE NOT PROOF READ ANY OF THIS STUFF, Im too lazy for all that and no one is paying me for this anyway***Once again I am not trying to sell you anything , personally i dont give a damn what you do..I do it!