Build on, build high, build strong, and borrow lots of money to do it.

Strongly encourage you to read Brandon Turner's book on rental property investing before getting started.

So here’s the dilemma, realtor calls 1 day before closing and says, “I’m advising you that if you buy this house and plan on it being a LT rental but have the loan as a second home and not as an investment loan then you could be committing mortgage fraud” and she doesn’t want any part of it.

And most important I've made the decision to commit to doing everything it will take to reach my goal.

I'm here in the Wichita Kansas area, just closed my second sfh rental.The Wichita market is really strong! 

@Sandhya Gorman this will strongly depend on if the lender is licensed in the states where the properties are located in. 

But for you and any landlord, this is a situation in which a strong legal lease agreement, and an understanding of your local small claims court system is the best defense.

That is a rare case, but in that case, go for the sale.I would strongly suggest that you go to a DIFFERENT Lowes. 

Just wait around and wish and pray that you’ll eventually get your act together and pay your commitments ?

If you are committed to being an agent and going to college at the same time, I would suggest enrolling in Western Governor's University (WGU).