Hard Money does mean though I will need to refinance later.

The gives us money when we sell or refinance.

Now this is where I am concerned, in terms of financing: Would I be eligible to take out a hard money loan now along with a refinance down the road, even if I don't have 2 years of taxes with me from the same roles?

We just finished a refinance at $175,000, 75% of $275k brings back $131k to us.

No banks in my area would do a similar refinance for me, but a credit union here did.

If you do want to get another house in the next year, you could refinance your VA loan into a conventional loan and than reuse your VA loan again.

I am on the same boat as you, i have some equity in my primary home and i have some savings but i not sure what to do either, refinance or a heloc are my options. 

Cash-out refinance pros: interest rates tend to be lower than HELOCS, you have the flexibility to do whatever you want with the proceeds, interest from the mortgage may be a tax deduction, and there are multiple types of loan products and structures to select from. 

Looking for suggestions on how to refi on a SFH, which is on a LLC, no existing mortgage. Traditional lender I normally work with, will not lend unless I do a quit claim into my personal name from LLC. Commercial lend...

Our first thought is to refinance, start an LLC, and have the LLC purchase the home and rent it out.