There are a lot of debt investments available-  and the better platforms provide DD and streamline the process. 

@Carissa Grant The new mortgage would add to your debt.  

I spent all of everything I had on getting out of debt and obtaining all my education and licenses. 

With your w2 income, you will be very favorable to banks if you don't already have a ton of debt. 

@John Arendsen  no mystery to CF on the debt side they are just HML  and if you equate it to CA lending rules were your allowed to fractionlize DT's they are basically doing the same thing pooling investors into a debt instrument. . they get rewarded with the points and servicing fee's.

You will need income statement, credit scores, proof of residence for the past two years, you need to have a debt to income ratio less than 43% I think it is. 

Common issue - - the title will no be changed until there's a new buyer in place.Forget prop taxes as you don't have possession and the only thing the county can do is file a tax lien.

I check the listings to keep up on prices, do my reading here to keep up on things, paid off all debt except my mortgage to start building savings and building my credit higher, I also have access to 120k if need be, I feel a bit stuck.  

Others have helped me and so I am just paying my debt to BP.Don't worry about a healthy kickback.  

I would have not gotten myself into debt....