Any and ALL of these actions can affect your credit score...EVEN a credit PULL can affect it (inquiry).The fact is, ANYTHING that assumes you are taking on more credit equates risk for the lender. 

Hello BP, I'm fairly new to the world of real estate and trying to obtain property; I learning as much as I can but I'm also not afraid of taking risks.

In the same 3 to 5 years, you can exceed your expected ROI with much less risk and very little work.

We combined have good incomes but I'm concerned my LLCs will make them think we're too risky (I own 33-55% of four houses and my own house with a renter in my home, all are doing well financially but I ran into this problem of really having to search with getting my own mortgage because they looked at only my percentage of income but all the debt as risk). 

You are free to negotiate any terms you like and I would be as aggressive as possible to make sure the deal works and minimize your risk.

@Mohamed Nagoor We used builders risk policy but it's been a couple of years since our last flip.

"Gambling" that the value of the asset will increase also has its risks.

You wouldn't want to expose the rental assets to the risk of Flips ( contractor falling off the roof).

From death threats to tenants being murdered to overdose to theft, property damage, fire, destruction, damage & everything else in between.The purpose of this blog is to peel back the curtain on the Property Management Business and show you some of the real life things that have happened to me or members of my company 1st hand.

If you're buying a flip project, you'll either need a Vacant Dwelling policy or a Builder's Risk policy.