Rosa, you are on the right path, and you hit the nail on the head when you mentioned "However, I think my problem is not having connections yet" as with any business dealing, Real Estate is dependent on relationships, and not just any relationship, they must be quality relationships with various different resource providers i.e.

I am looking for if you were comparing these two what would make you lean one way or the other- ex. how much does the good vs not-so great school zone affect you when looking for quality tenants, vacancy rates, CapEx on a 2000 build vs 2017, etc.

I now understand the importance of quality team members with a sense of urgency.  I’m looking for recommendations for the following.

Quality control is very important in our business!

So if it’s a great neighborhood, you can charge market rents for that neighborhood, and you can screen and qualify the tenants, then why would the risk be high of getting low quality tenants?

Very inexpensive and high quality. 

Craigslist was okay but seemed like lower quality tenant that responded to my ad.

Rental income has been outstanding ($400 mortgage and $1750 rent)...Now I'm refi'ing to pull out $100k for my next deal.

Maybe better, again depending on location and quality of the deal.Commercial is the same, 70-75% LTC depending on the financials of the property and how it's underwritten. 

I would say it's in-line with the surrounding area as well.Mortgage interest paid(year) - (interest paid) - (outstanding mortgage principal)2019 - $7,233.55 (175,077.22)2018 - 6,891.92 (180,120.01)2017 - 7,081.24 (184,835.33)Current principal balance (169,041.00)I'm not really sure why 2019 interest spiked +$341.55 but that is something I am going to look in to because that shouldn't be the case.