Why get paid/compensated more for doing something he would have normally done anyway??  

I normally do $2500 per unit as a reserve amount, but you can also think in terms of holding 3X, 4X, 5X or 6X  your monthly expenses in reserves which is also good practice.

But I've learned to be very careful when I set the monthly discount to avoid setting the price to less than I would normally make on the MTR market.

Normally purchase SFH rentals, but am in the process of purchasing a fourplex and the quote I received has been way more than expected.Also, while we are in the topic of insurance, any good recommendations for umbrella insurance?

Well, I would normally say you get what you pay for, but there's a limit.

In addition, normally for conventional, you have to bring 20% down unless you qualify for a low down payment conventional which usually has income requirements.

Spend some time on the forums figuring out normal expenses for CapEx, vacancy, taxes, insurance, landscaping, etc. 

A gamble, given it was a guess the house would appraise for what we expected.When we originally discussed this with our agent and mentor, these are the numbers we presented.

If you normally use an agent, you can pay your agent’s broker to represent you (or hold your hand).

Not boring normal camp activities.