They are working on a refinance of a private loan I am the lender on and I am just looking to see if they are the real deal or not.

If you have limited funds, owning non-cash flowing real estate can become a burden! 

I can connect you with our preferred lender and he will be able to give you more details.

American Association Private LendersNational Association PRivate LendersLend2LiveBiggerpocketsYoutubeWhat exactly can these organizations you listed teach me about being a gator lender?

So when I use that formula I get: .69$2000 (on a more typical non loss year) + $381127 (principal remaining, 5/2050 mature date) + 470000 (~ appreciation) = 853,127/($850,000 (property value) - $381,127 (principal remaining)) = .69That is what i get with that formula but I do not understand the differnce between "mortgage paydown and "debt" as aren't those the same thing?

As a local of the area, do you have any good experiences or recommendations for local lenders in or around Carbondale.

Hi @Imdhadur Rahman, I wish I had better news, but I know of no legitimate lender with 10% down on a non-owner-occupied investment property.

That's why so many REALTORS will share it via a DM instead of posting it publicly.

Ask your lender if they have a "free Refinance" program too after you add the value to the property.

I rather not speak poorly about a company in the public forum, I'll DM you and maybe you can let me know if you've heard of them or had any bad experiences.