When it comes to long term debt, lenders need to make sure the loans can be sold on the secondary market after they are originated.

If Tenant Defaults under this Lease, Landlord may exercise all rights and remedies available under applicable law, including the right to: (i) terminate this Lease; (ii) regain possession of the Property through an eviction or similar process; (iii) recover from Tenant all unpaid Rent, including unpaid Monthly Rent, Additional Rent, Late Fees and, if applicable, holdover Rent for the period prior to Tenant’s delivery of possession of the Property to Landlord; (iv) recover all Rent payable under this Lease for the period from the date of termination for Tenant Default through the stated Expiration Date, less the amount Landlord is able to collect from any replacement tenants for that period; and (v) recover allreasonable costs and expenses incurred by Landlord in repairing any damage to the Property, caused by the improper useby any Occupant or any guests of an Occupant, less any amounts obtained from the Security Deposit.

I currently have a Ginnie Mae loan and I would like to transfer title of the house to an LLC.

Here’s a quick break down.I can’t get approved for a loan because my DTI is about 5% too high with the property.

I have a legal business in the U.S. that has been open 1.5 years and I'm wondering if anyone has any good recommendations for a personal or business loan that will give me the best rate for this purchase? 

Hard money loans are out there, but they expect you to have skin in the game too, and some experience.  

I’m using a conventional loan at 5% down  

There are also intermediate things you can do… like take a loan against the property if you needed some cash somewhere down the line.  

@Richard Edgar doing a cash out loan on land is EXTREMELY hard...I might even say impossible...but I can't speak for every lender in the country on this though. 

I  know that there are certain stipulations that come with the grant and I want to use  FHA  loans to keep my down payments low.