Let me provide some context to help you understand my situation.My GoalMy ultimate goal has always been to generate passive income through rental properties. 

This is why I never fill a vacancy until the unit is vacant because often times tenants have last minute changes in their plans and an average tenant may not have the ability to make alternate accommodations.If you are using the PA lease provided to realtors, check out paragraph 21 about holdover tenants.

@Jay HinrichsFrom the original poster it sounds like a group of friends wants to provide the poster with a loan.

If it was an accident-storm, crack in foundation, etc, I would do the regular checks and rent to them provided you are fine with the pets.

All they've provided is the title insurance commitment.

Back then, prices were much better, and turnkey marketers could make a decent fee.As prices increased, many turnkey providers had to move to less desirable areas (I know people are always looking blame other people but in reality blame it on yourself for being the investors that picked bad areas and did not do due-diligence and buy assets where the numbers worked with 10-20% economic vacancy), and now that gap has essentially disappeared.

I probably left out some important info that might be needed to give me a solid answer, so feel free to ask and I shall provide.  

Hi,I'm new to financing and we received a 100 page file for our final DSCR loan process to sign with a notary.Should I review these with a lawyer to make sure we're not missing something we aren't aware of?

I'm looking to find a lender who can work with me regarding an FHA loan so that I can, ideally, only put 3.5% down.

I'm a loan officer and the majority of my business is VA.