Conventional you can apply to remove it without refinancing after 2 years, if you have enough equity.Again make sure you align yourself with the right LO who is looking out for your best interests and asking the right questions.

I left a message at the number given to see if it's still available.

The ongoing saga of this newbie flip is better left for another day.

I think NYC would be a great location for 2017 but not much time left.

I estimate $1500 a year for both cap ex and repairs. anything left over from repairs goes to savings for cap ex.

On the other hand, in the early 1900s there were over 1000 auto makers and by 1950 just a handful left.

It's something, but I doubt it would give any more reasonable information than if I left them out of the calculations.  

That is a big difference.Also, when you refi, will you be left with zero cash in with a 80%LTV loan?

He gave me the typical MLS sheets that have the MLS number, a picture on the Left Upper corner, and all the details on Taxes, Sq Ft, Flood Zone, Zoning, Heat type, sewer, water, parking, etc, etc and it even has the paper clip link with Deed, Seller Disclosure, maps, additional pictures BUT there is no indication or note of co-broke fee in it. 

I left a few important details out.