I think a lot of us could benefit from that. 

He was a nice guy, and gave me a soft-sell of all the benefits of having a personal relationship with a full-service bank (currently I bank at a credit union).  

Oh and the delusion that your out of sight, out of mind "investment" benefits from your absence,  But penny wise, pound foolish. 

First point of negotiation is removing 6% because they aren't using an agent - or in some cases splitting the cost so both see a benefit.  

People are starting to see the benefits of living in Buffalo, and love it.

As a landlord, part of your benefits of holding will be through depreciation.

Doe we get better tax benefits on the schedule e?

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Then later you will be putting in quite a bit of cash if it needs all the things you say.The only benefit to holding would be the monthly equity buildup thru principal reduction on your mortgage, which is a slow, (and some depreciation) but fairly sure way to amass equity,  a free house in 15 to 30 years is a great thing., but 30 years is a long time...however you have to be prepared for the possibility that the rents could go down and not cover the mortgage (not too likely in my opinion) or the vacancy factor could go up and you again may not be able to cover the mortgage.Lastly if we have another crash in values and it goes down under what you owe then your $35k equity could disappear.These scenarios could cause you to  end up giving it back to the bank and ruin you credit thru no fault of your own.

Take premature, massive action based on Instruction not Education.The benefits of Wholesaling:Zero to Very Little Financial Risk - Only a very small deposit ($100) and marketing dollars (much of this can be compensated for with Grit, Determination and Persistence) are at risk.Zero to Very Little Real Estate Knowledge Required - Wholesaling has almost nothing to do with real estate and everything to do with running a pawn shop.Fast - By far this is the fastest path to a massive cash position in the shortest amount of time that we have found.Scale - By following very simple rules (focus on a single exit strategy and a single marketing channel and being an owner/founder not a real estate expert) you can quickly create a business that is a servant to you rather than creating a job you serve.True Freedom - This is difficult to define and different for everyone but I can say this with certainty.