From the accountants' written report, names redacted:"Tax Filing Corrections:"After consulting with [[the property's]] Income Tax Accountant, it was decided that corrections to the depreciation, assets, liabilities, and capital allocation will be made when [[the property]] files its 2023 income tax return.

The numbers showed that option 2 closes the performance gap as I approached my target retirement age (65+) and exceeded it in retirement.My calculation does not factor in equity appreciation - just compounding of present value.I like the fact that option 2 gives me income while waiting for retirement. 

If the tenants are ultimately paying the late fees are just bonus income for you.

If you have incoming leads or a database of expired listings, preforclosure, etc. you register a new phone number with your EIN (we help with this) and then plug your social media, email, into the AI.

Passive income was one of the biggest reasons for my second acquisition, I am trying to build a nest egg for my future self.

As far as financing goes - make sure you use a loan officer and loan type that supports your type of future rental income.

Could be a nice AirBNB studio with income potential up to $1500/mo by itself.

Passive income was one of the biggest reasons for my second acquisition, I am trying to build a nest egg for my future self.

For example, if your goal is to have steady income coming in, you could also explore the idea of simply renting out the single family home while you move into one of the units in your 2-family property (if you can). 

Still, the best card for you will depend on the creditworthiness of the personal guarantor (which I assume is you) including your credit score, recent credit inquiries on your credit, debt-to-income ratio, and the age of your business, and a host of other benefactors.