I have found one of each that I am interested in , and I know once you cross over to commercial, a-lot is different as far as financing , insurance , liability , loan term . interest rate , taxes etc.I am hoping with the commercial 5 unit I can get the seller to finance which will eliminate some of those concerns or temporarily re direct them until maybe the need for re financing comes into play. 

@Angel Garibay Just saw your house details and you’d eliminate MI.You do want to be careful on how you structure this to allow you lowest possible rate, knowing your buying new primary.

Bishoy - conventional is likely your best  bet ..lower MI ..avoid the UFMIP  and also ability to eliminate the MI in the future ...also the 3.5% with $400 fee pricing for the FHA doesn't sound  accurate 

Fortunately, there is a straightforward process that eliminates the need for personal opinions, chances, or emotions.Location - The location of a property determines all long-term income characteristics, such as its potential for appreciation, rent growth, and how long the property is likely to generate income.

Having no taxable income does not eliminate the need to file a tax return.  

This way, you can be sure that all details about your property will be professionally researched and accurately listed.This would eliminate the possibility of your clients being disappointed during inspections and any legal problems arising further down the line."

It really eliminated all the frustrating legwork a new investor faces. 

I don't want to be eliminating one problem (single meter gas) to create multiple upkeep issues.

Asked them their opinion from living there and they said it’s one of the better places they have lived.It’s not a party house or in prime partying area.Washer & dryers looked fairly newThere is a place outback that a parking lot could be built which would eliminate a nice chunk of flooding area.I don’t think at the current price it’s a good deal, but if I could get it for less and raise rents then it could be worthy.  

But I've see inefficient loops where there was another route that could have cut back to the main in another location again eliminating a lot of redundant piping etc.