@Jeff Shumway conventional mortgage. 

We often see homes get 20 offers or more....so when sellers see 5 for cash, 10 with conventional, 2-3 with FHA and 2-3 with VA, it can go to the bottom of the pile. 

Conventional Financing, 20% down How did you add value to the deal?

Hello BP lender community,I’ve been shot down a couple of times by conventional lenders telling me that the VA will not approve of 5 acres with a double wide and two singles.

Generally speaking there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

Nathaniel - the co-signer probably will need 5% down for a conventional loan in the future, but can qualify for another FHA loan at 3.5% down.

I also want to make sure I can get my own personal residence under a home owner occupied conventional loan. 

I'm looking for the holy grail of financing, and I'm wondering if this would work.If I were to purchase/ construct 4 homes on a single/ continuous lot, would I be able to finance them with a single conventional or VA loan? 

@Marshall Secord Most conventional banks require a 6 month seasoning period to be able to perform a refi, so you have to have your cash tied up for that time, with that comes a 30-yr fixed at around 3-4%.

Because I live there, I got a standard conventional conforming loan.