Does a JV primarily just consist of a piece of paper outlining terms and conditions between partners? 

I have about 10-14 leads that I am currently working with and consistently following up with.

Because you (or your buyer) would be making consistent, on-time payments on their loan and their credit will benefit from that. 

You have to be consistent with and set your marketing up with a budget over time that will produce results based on your goals. 

@Jason Switherspoon Not likely to happen with any kind of consistency and very unlikely off the MLS for 2-4 unit properties.

Also, being a recent grad, consistently paying the loans will help build that credit score, which can help significantly down the road. 

., TV commercials, radio ads, do pay per click/adwords, facebook, Linkedin, Youtube, and other forms of online advertising and boosted/promoted social media postings.Bottom line is consistency.

Purchase price: $77,000 Cash invested: $300 So I picked up a triplex from a wholesaler consisting of two 1/1 and one 2/1.

I think your first step is to educate yourself thoroughly on different passive investments that produce consistent income.

@Jerry Villa  Lending institutions like consistent recurring documented income.