Try wholesaling first to come up with the funds if you don't have easy access to the 3.5% needed for the down payment.

They've set guidelines for their comfort levels on things like:  Location, Property type - SFH, Multi-family, Apartment complex, commercial, other - etc. 

I do like Jason's idea of putting it toward the house and using a HELOC to access the equity.

Looking for contractors for bids, and a valuation 'as is' I'm a licensed agent, but I don't have access to the MLS in Hastings where I would typically could pull some of the information on comps etc. 

I’m just stuck on how to get access to a big lump sum to start me out.

You fast forward a few years and loop 288 will complete it's final phases through Denton will push that highway system closer to Krum and bring more direct access to business and residents.

This is mostly likely a industrial/commercial real estate space.   

With no way to prove she is using the appliance for a commercial use I think my only option is to modify the lease to exclude washer/dryer which would take a month or so to take affect before I could remove the machines.This is a month-to-month lease.

Both would allow you to access funds without actually cashing out. 

Are you willing to sacrifice your long-term wealth build-up for the access to his money?