I know single family is my starting place and I would like to move up to apartments and commercial later on but I would like to offer my undivided attention and willingness to learn o and a few dinners too.

There is also a broker review fee of $25/transaction and E&O of $40/transaction, capped at $500 per anniversary year.

Don't forget about MLS access fees and E&O.  

I'd start with your E&O provider.You might also check in with CA DRE legal hotline.https://www.sacrealtor.org/doc...

I recently graduated from THE Ohio State University (O-H!!!!!)

A lot o it depends on the Pricing of the Materials and Cosmetics

My s/o and I are also looking to find new ways to scale our business.

Huge value in the flexibility as well - w/o prepayment penalties and with the option to prepay "extra" as you go if you want is a valuable tool though, so you can get the lower pmt and longer term, giving you the option to pay down faster as you go (vs. a 15-year term where you don't have the option, you've locked yourself into the higher principal payment)

Last week, some partners and I closed on a 42-unit property in Daytona Beach, FL. This deal puts our company over 350 units, and I wanted to share some things I’ve learned while we’ve grown the business.
Full disclo...

So after that he is very diligent on getting insurance certs from ALL subs.Didn't see this before my last post....o really, interesting!