But that's an expensive gamble...

I've taken to sending out letters to owners of multifamilies (because that is my focus) in chosen neighborhoods.

The funny thing is most people believe they can beat the market, but the reality is its a gamble.

It's a conservative approach instead of gambling with future interest rates.

You need to know your chosen areas for investing is diversified and it is emerging (on the way up, economically). 

I'm new to the real estate game, and have been learning so much within the last several weeks about my chosen choice to be a wholesaler.

Just a gamble I don't think is worth taking.

We don't allow users to mention folks they aren't connected to in order to keep folks from annoying other users who haven't elected to be colleagues or who haven't chosen to get involved in a particular conversation.

I'd say banking on appreciation to pay off the loan is always a gamble. 

Obtain your license while still wrenching as a mechanic, then spend weekends hosting open houses for agents in your chosen office and avail yourself of leads this may generate.