The last time I was involved in a transaction like that, I was buying a car and could almost literally feel the salesperson's eyes sizing me up to determine what he could squeeze out of me.

Jermaine herewe do gift cards but only to those tenants that had on time payments all year, and the card always said "thanks for your on time payments all year"Bet you,you have more on time payments next year.

The vast majority of wholesale flip deals I see are put out at 74% to 78%, variances based on location of property, desirability, whether it's a small-time wholesaler or a large organization (i.e. experience and/or size of buyer pool), and potential net profit.  

I would dig this little bit out,,,then find a bigger size curved plastic pipe to use as a sleeve,,,hook a water hose to it and wash it under and thru,,,then thread the pex right thru that. 

Plus they are Smart  they have all these folks that come meet ups and you can bet they get deals dropped in their lap..

I see this as a mutual fund really, since I do not bet on a single big project (but I do bet on a single 2 man person company to execute)2.

I bet you dollars for donuts that the other guy put the offer in through the listing agent and that agent did what he/she had to do (legal or not) in order to double end the deal. 

I should also add in that it's about a half acre size lot - so this will likely be a stand alone facility.

If you do pursue more insurance I suggest you read the fine print--don't buy just because it is the cheapest and make sure your agent has experience with investors who are not only your size currently, but also familiarity with investors who have scaled to higher heights because if you plan to grow, you need a proper foundation now or else growth will be costly and time-consuming later. as @Juan Carlos Quiroz Zolezzi says "all insurance policies are created equal" and neither are insurance agents...Feel free to reach out with any other questions.

From the amount you have in saving, I would bet that you have actually been living on significantly less than your income.