I think that as long as you’re no more than 25% commercial in total space usage, there are no more than 4 units total, and you’ve got a ‘remaining economic life’ of at least 30 years (on the residential portion)- you still would be able to benefit from your VA loan product benefits 0 downNo PMINow you could work with some potential monthly rental yield from a renter in your ‘commercial space’- and you might be able to refinance IRRRL (Interest Rate Reduction Refinancing Loan/ VA Streamline), saving more there in time maybe if you’re sure of the following;Provable benefit- 1.

After inspection I lowered the bid by $20k since I got quoted $20-$30k of work and then the seller countered with $5k price reduction.

-If I make an offer, I want to low ball it to accommodate potential repairs...would a 20% reduction be reasonable? 

But the features seem to not attract this target audience.Another major concern about this house is that it has been sitting on the market for 3 months (with 2 price reductions).

If they don't get a reduction they don't get paid.

If we prove otherwise then there's a reason to have a conversation about pricing.For example, if the tape says the property is worth $100k and your BPO comes back at $80k you have reason to ask for a price reduction.

The IRS recently provided guidance regarding eligibility under the CARES Act and specified that a qualified individual includes an individual who has a reduction in pay (or self-employment income) due to COVID-19.Note: It is too late to take a loan under the CARES Act.Distributions:If so, you can take a penalty-free distribution (as well as waive the 20% withholding requirement) from your 401k (assuming that the employer allows it) anytime between 1/1/2020 and 12/31/2020.

But I do realize the weight that my degree carries and it gives me a solid safety net if RE doesn't work out.

The number of properties with price reductions is moving toward more seasonal normals, suggesting price gains may begin to ease in the coming weeks.

After our inspection, I negotiated a price reduction and ended up not taking a commission to reduce the purchase price even lower.