They usually pull your credit but lend based on the income potential of the property. 

Free attorneys from tenant-support groups are very effective in finding ways to block and delay.PS: for anyone interested in supporting our landlord legislative efforts please join the Rental Property Association of Wisconsin RPAWI.org which is a Milwaukee-based non-profit.Cashflow in Milwaukee is still possible at current interest rates, but you have to be careful to not "buy cashflow" with a huge capex liability that comes with old buildings! 

Since the loan is based on the entire portfolio, they can prevent you from selling a property to satisfy the default.

Why would you retain this contractors services if they were unable to provide a contract let alone a written estimate, or evidence of permits?

@Flavia Vangelotti With your expressed concern for cash flow, I suggest considering a Debt-Service Coverage Ratio (DSCR) loan.

View report*This link comes directly from our calculators, based on information input by the member who posted.

Good deals are based on market conditions, rents, skills, time, and your capital investments among other factors. 

Pay the bill yourself, then reimburse yourself by charging the tenants based on a formula.

., because I don't need all the extra services they provide; I just need an accounting service specifically for PM.

Where are you based out of?