Should I pay off student loans with my cash and save back up before I buy another property, refinance my home and payoff student loans and still buy a property?

@Jace Holti really want to stay in the married housing side. thay tend to stay longer and are better renters. but dealing with people renting on student loans seems like a house of cards when it comes to stability.

My wife and I bought a house in 2017, bought 2 newer cars (2014 & 2016), total debt with student loans and credit cards is around $315,000.

There a bunch of articles and podcasts on BP about student rentals.I wouldn't, you'll need someone super solid.

Another option to try and kill 2 birds with 1 stone would be buying a single family home in Durham, Dover, Lee, Madbury area with many bedrooms where the zoning would allow you to move in a couple years and rent out the house by bedroom to either UNH students or young professionals that can't afford the rising rents.

Good morning,I am currently a student am hence, I am unemployed.

I may be wrong, but this sounds more like a job with many moving parts; this model is more successful  with college students who are younger.I’m not suggesting it won’t work, but it won’t be easy as it looks in theory.To your success!

The home is selling for $99,900 and I will be renting out the rooms to University Students for $575 each with all utilities included-trash, water, electric, wi-fi.

For my coaching, before I get on the call, I send the student a 3-page questionnaire as well so that our call is well organized and tailored to what they are looking for or struggling with but I should even put this in my description of services so people know exactly how the call will go. 

It means 48% of your income is being used up servicing debt (mortgages, student loans, car loans, credit cards, HELOC, child support, etc) Each lender has their own set of rules if the loan is going to stay "in house".