What materials in particular are you looking for?

@Christopher V. a few key points to consider.If you live in the property, you will need a homeowners policy, which has a lower premium than a rental for the exact same coverage.Both rental and home owner policy premiums are mainly driven by the property value you insure.  

My Full-time job just happens to be with a company called Barron's Lumber, we supply and provide materials for building professionals.

FHA loans are traditionally not score driven, but the 203k program does require DU/DO approval.

The answer is it depends...There are score driven hard money rehab programs that allow investors with mid FICOs as low as 550 to potentially qualify for a 65 ARV loan---there are programs that are purely equity driven and don't consider credit score/history in their decision factor...There are very few rehab loans that advance rehab funds in before the actual work as done (there is a program that will advance up to 10% at closing, but you need mid to high 600 score to qualify)---as you duly noted, most operate on the reimbursement model.

RE-Driven,Have you checked into county tax deed properties since you like rehabbing?

The material is supper sharp on a nano scale.

The ORIGINAL Bank REO Directory:http://www.biggerpockets.com/bank-reo.htmlLots of copycats who take our material, but this is the orig!

This includes insurance, utility bills, mortgage statements, property tax info, etc.3) Rehab: This holds all my rehab paperwork, including contracts, bids, estimates, scope of work docs, material lists, etc.4) Selling: This holds all my selling info.

Last year, he sent me home with some reading material on dividend taxation lol.