If you do the typical 3.5% down payment, the monthly MI will typically be 0.85% of your base loan amount but it does vary depending on the loan amount and your down payment and loan term. 

Hi for someone who’s a new real estate agent with a marketing degree any advice for beginning a career in real estate finance/investing?

The requirements do vary some by state, but in general it would be very tough to get any experience without a supervisory appraiser. 

Closing costs for the new mortgage or refinance vary by state too. 

Researching online, it looks like the electric heat pumps do not perform well if its below 45 or 50 degrees.  

As for what those amounts are, it varies but a general rule of thumb might be over/under $10,000.00.

Use varies throughout the year.

Know that the Board and the HOA PM are NOT attorneys, likely NOT licensed in Real Estate (this does vary by state), and are most likely motivated to keep expenses down.

Hi Cole,There are varying thoughts on this, as you can see in the posts above.

@Forrest Holden prices vary here in Mn, larger companies charge more and you may get a great PM or a crappy one as they have dozens.