If you hit a HML you’ll need to understand the loan rates you get from HMl and then conversion to a conventional loan.

What I am trying to understand is why would I insure their actions, given I am the property owner?

Re syndication I understand you need  to develop an extensive personal network to try to vet the various operators directly.

You understand that booting a tenant paying $850 to get $900 is a horrible idea.

In doing this you are increasing connections, then through that you will get more understanding. 

Hi @Eddy Wehbe, brokers are doing the work that you don't want and, in a lot of cases, can't do (think of connecting you to branches that understand and are able to help investors, providing mortgage products that normally wouldn't be offered, getting rates that direct banks are not giving).

But I understand not everyone will be able to do that and will need to find a GC to build it out for them and pay them their general conditions, contingencies, and markups.

Otherwise I would terminate (this is all dependent if the property is marketed as a duplex) What is the process of converting a single-family RM-1 to a Multifamily RM-1 (Triplex or Quadplex)From my understanding, it's only getting a use registration permit. 

I understand that the rezoning process can be difficult, but if I (as a real estate agent) happened upon a larger plot of land with dozens of acres, how much sense would it make to find a list of residential developers here in OK as well as surrounding states to market that land to? 

@Victor SolomonYou may want to focus and prioritize other concerns than just the loan (though understandably without the loan, the whole deal may fall through).