In the 90s I tried to put in as much as we could on new construction, but as pointed out above, the market had to bear that out.

Pull a permit on structural changes (i.e. load bearing walls, conversion of a space to HLA, major HVAC/electrical/plumbing). 

If you want to stay in California, then check out Big Bear, or other resorts to do Airbnb.Good Investing...

.- Big Bear - I've never owned a property that gets snow.

., I ended up buying a house in a neighborhood north of bear creek

Then again I find it wise not to poke bears in the eye.Mortgage appraisers ARE NOT low-ballers.They pretty much hit the contract price.If they don't, they get starved out because, their phone stops ringing...SoI would advise that people seriously consider that it may in fact be themselves that have over-valued their property before getting angry with the appraiser and jumping to the conclusion the appraiser must be "wrong" or "inaccurate" - lol.I'm still not exactly sure how an opinion can be wrong...And lets not over-look this next fun fact. 

That would pretty much ruin the deal.Does anyone have experience with soils/foundations in West Denver?

Thoughts on buying STR properties in big bear, CA?

Let's put the numbers aside for a moment, because they really have zero bearing over how happy or sad you will be at the end of a 203k transaction.

That's my thinking anyway.As far as market movement goes, are you talking about a Peter Schiff/perma-bear scenario where we have a falling market but rising rates as well?