So i had to seek out a 5/20yr commercial loan with a rate of 4.95% at a loan of $140,000 It was not ideal but it allowed me to secure the house at the time.

I will seek out a CPA for official guidance, but I wanted to have some information beforehand. 

The story of Affordable housing is so true even here in Zimbabwe.There are more low-moderate income earners seeking houses to fulfill their home ownerships dreams.Even in America, the mobile homes and some of the apartment unit types fit into the low-medium income earners catergory.Real estate is a BIG sector, just keep learning and serving.One show on CNBC, if i recall correctly showed a third of GDP worth of Property transaction in 2016 for China .Property was a way inflation first filters through the economy

I would never present a late fee as a penalty but as a fee for convenience.

If this is someone you have worked with before or someone you trust and have confidence in then you should form a legal partnership including a partnership agreement that clearly conveys what each of you is responsible for and how you will each be held accountable and the penalties in the event that one party is not doing whats expected of them.

Hello All,I am looking to get my property into tip top shape and replace overgrown plants, add pergolas, and just overall just beautify the space. This will be my first time doing a project like this. Looking for some...

Hey all - new user (and longtime lurker) finally introducing myself. I'm a NJ native finishing up grad school before moving to Miami for work this upcoming summer. I've been researching rental properties for a while a...

@Ray KelloggMost tax advisors would likely recommend continuing to defer the taxes in a retirement account rather than take the hit on taxes and potentially penalties all at once.

Most HML's I know of have no pre-payment penalty past 4-6 months.

I myself am still seeking legal consul on the that specifically but it looks like that is the direction we are headed