Then you can combine all of those accounts into single self-directed Roth IRA and utilize those funds for alternative investments.More on the Roth conversion rules you can learn on the IRS website:https://www.irs.gov/retirement-plans/retirement-pl...

Spend your time learning real estate instead of the lending rules and regulations.

Aloha Nick,ROI can be seen in Hawaii properties, but acquire from a good P/L, not emotion.And getting a license just for MLS seems an expensive way to get data, most brokerages wont allow you to join just to purchase homes for yourself tho. or have restrictions...Choose your Brokerage well, research the "details".

Is this possible for a judge to simply rule that a 1st owed over a 100K automatically has no right to their funds because they have failed to act?

No getting around their rules as they run a tight, but slow ship.

And ones that come even close to the 1% rule are even harder to find.

I even asked him to email me to restrictions but he said he had to mail them to me.

According to the IRS as 'Disqualified Person' you are forbidden from providing good, services or facilities to the qualified plan and you clearly violated this rule.

If they add an extra rule on top of the Fannie/Freddie guidelines we call it an "overlay". 

@Kelly MagreevyIRS has very strict rules on the 45 day identification."