@John Cava, feel free to contact me directly; I'll do my best to help and can offer a complimentary 15-minute consultation. 

The private sector absolutely pulls back when they see risk on the horizon, but gov't backed mortgages take an act of congress to change.

Feel free to reach out if you have any additional questions!

Please, feel free to reach out anytime if you have other questions or just want to chat.

As I go through this journey I have also decided to educate myself in real estate investment so that I can be best prepared for July 2020, this is the point when I will be debt-free and will be shifting all my energy to actively investing in real estate utilizing the BRRR method.To that end, I have made it a goal to analyze 2 properties per day so I can become familiar with my area and become comfortable analyzing properties...and that is where my issue is.

Also, after reading this discussion, I'm wondering if we should put the toilet down first and then caulk around the bottom of the toilet in the bathroom, instead of putting the vinyl under the toilet  and not installing under the frig and stove in the kitchen, since it's supposed to be free-floating. 

If you have any further questions or if there's anything else we can assist you with, please feel free to reach out to us.Thank you! 

Now they're paying the price, plus double closing costs and taking on additional risk. 

What are the most effective strategies for you, for identifying and analyzing undervalued properties in a competitive real estate market, and how can investors leverage these opportunities to maximize returns while minimizing risks?

A heloc is an open end mortgage or in simple terms its a high risk credit line similar to a credit card that sits in 2nd lien position adding another trade line to your credit and reducing DTI.Just like a credit card if you ever miss a payment on any debts on credit or if your scores drop unexpectedly they bank can close or reduce your line of credit.