Courts are picky about real estate and won't recognize some of the LLC protections other states offer.

This reflects that the tenants recognize what is happening in the rental market and the challenges to find quality rental housing. 

But since I have no interest  in the White House, you have nothing.So before you can get an answer about refinancing you would first need to have a title search done to see if the title is clean.Then you also need to see what the likelihood of a Quitclaim being recognized as a worthy title to insure in the area that the property is located. 

Once you’ve analyzed 50 or so, you will start to recognize patterns, and then you’ll be in a position to narrow down your investment criteria (asset class, asset quality, demographics, geographic, sub market).

But I agree with you and @Derek Dame, that in real estate there's always going to be good deals and I just need to find the way to recognize them.

Also recognize for a owner occupied loan your down payment will be a smaller percentage and an investment property will need 25% down.

Generally speaking there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

Being knowledgeable to recognize what a property needs and the cost of renovating or building it valuable.

Is there any lender that recognize STR incomes?

The second obvious reminder is to factor the HOA dues in the cash flow analysis and recognize that the HOA dues may cover some items that either a landlord or tenant is covering in a non-HOA situation.