@Victoria Creighton, My understanding is that the pro-rata rule applies to ALL IRAs with pre-tax funds, including rollover IRAs.  

You never know what information your tenant is telling prospects and if what they say does not line up EXACTLY with what you advertise you immediately lose credibility.You really need, at a minimum, a professional leasing agent to show the home when the current tenants are not home.  

We reach out at multiple times throughout the redemption period, all the way to the end.Part of me is beginning to think that foreclosure is such a touchy subject to many people, that many would rather just ignore taking any action, and just let the property go, even though our "cash for keys" and offers to list their properties give them a chance to make something good out of a bad situation.Conversely,  somewhat seasoned marketer in me wants to stay the course, and keep altering our message until we improve our response rates; after-all, people have been successfully marketing to people in foreclosure and pre-foreclosure for years, which makes me think there is hope to ramp-up response rates.Sorry for all the text, I'm thinking out loud a bit here.Has anyone had any success marketing to mortgagors during the redemption period?  

But if anyone would like to share their perspective on the social skills of one in real estate, I would appreciate it.

This is a professional forum.  

I don't believe either is very accurate for a real estate professional.

if not, that's a good way to go.Offer your time / skills / credit?

I would definitely submit a complete offer package with dates, terms, numbers, copy of an earnest money check, proof of funds, or pre approval.

but that would be a cheap shot from him and a waste of his professional time.

most will pre-qualify you for x amount.